Home Mortgage Slave

Nowadays, it is not strange to see a youngpeople who become a mortgage slave, since Chinese people have made an agreementthat get marry after buy a house. As we can see, the real estate advertisementis everywhere in the city. However, the real estate market strong impetus firstcame from the effective demand for the release of individuals.

現(xiàn)在看到年輕人變成房奴不奇怪，因?yàn)橹袊?guó)人一致認(rèn)為結(jié)婚得買(mǎi)房。就像我們所見(jiàn)到的，城市里到處都是房地產(chǎn)廣告。然而，房地產(chǎn)市場(chǎng)如此火爆是受個(gè)人購(gòu)房需求的增長(zhǎng)影響的。

Bystoring most of their wealth in real estate, many Chinese households havebecome house price dependent. They dream about that they will have a happyfamily life after they have a house of their own, but as a matter of fact, afamily like that has to repay the loan principal and interest with 40%-50% ofdisposable income or even higher proportion every year. Undoubtedly, it willaffect the normal consumption, make family life quality drops, and even makepeople feel depression of slavery.

中國(guó)人因?yàn)榘呀疱X(qián)都投入到房產(chǎn)中而變得拮據(jù)。他們夢(mèng)想有了自己的房子之后生活就會(huì)很愉快，但是事實(shí)上，像這樣的家庭每年都要從可調(diào)動(dòng)的資金里拿出40%-50%或者更高的錢(qián)去償還貸款本金和利息。毫無(wú)疑問(wèn)的，這會(huì)影響正常的消費(fèi)，讓家庭生活質(zhì)量下降，甚至讓人有奴役版的壓迫感。

Unlike the house slave, some young couple chose not to buy house formarriage, they rent an apartment, and use the rest money to enjoy life, likebuy something good for parents, take a trip when they like to. By contrast,their pressure is far smaller than house slave; they don’t have to worry aboutmortgage. In my point of view, I won’t become a house slave unless a have moneyto buy a house.

不像那些房奴，有些年輕夫婦就選擇結(jié)婚不買(mǎi)房，他們租公寓，然后用剩下的錢(qián)去享受生活，像給父母買(mǎi)些好東西，想去旅行的時(shí)候去旅行。與之相比，他們的壓力比房奴要小得很多，他們不用去擔(dān)心貸款。在我看來(lái)，我不想成為房奴，除非我有錢(qián)買(mǎi)房子。

Toconclude, become a home mortgage slave is really stressful, why don’t weabandon the conception that “we don’t get marry unless we own a house”. Use theextra money to make your life more colorful?

總之，成為房奴壓力是相當(dāng)大的，為什么我們不摒棄“不買(mǎi)房就不結(jié)婚”的觀念，用多余的錢(qián)讓自己的生活更出彩呢？