如何用英語(yǔ)情景對(duì)話來(lái)表達(dá)申請(qǐng)信用卡的業(yè)務(wù)辦理？

A：I d like to apply for a credit card. Can you help me with my application? 我想申請(qǐng)一張信用卡。你可以幫我申請(qǐng)嗎?
B：I d be glad to. 我很樂(lè)意幫你。
A：I m afraid that I don t have a credit history. I just came to this country. 我沒(méi)有信用卡的使用歷史。我才剛來(lái)這個(gè)國(guó)家。
B：Do you have an account with this bank? 你有這個(gè)銀行的賬號(hào)嗎? A：I m afraid not. 恐怕沒(méi)有。
B：In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application. 這樣的話，我極力推薦你申請(qǐng)一個(gè)即儲(chǔ)蓄存款和支票存款于一身的賬戶。這對(duì)你的信用卡申請(qǐng)有幫助。
A：What is the interest rate on your card? 你們信用卡的利率是多少?
B：The annual charge rate is 9.5%. 每年的收費(fèi)標(biāo)準(zhǔn)時(shí)9.5%。
A：That s very expensive! 真是貴啊!
B：Not really. The credit card is a revolving account. You only pay interest on what you owe. 不完全是。這種信用卡是一個(gè)循環(huán)賬戶。你只需付你賺的錢(qián)的利息就行了。
A：How does the bank bill its customers for credit card charges? 銀行如何把信用卡費(fèi)用賬單交給客戶?
B：You will receive a monthly statement with each expenditure itemized. 你每個(gè)月將會(huì)收到一份結(jié)算單，上面列出了每項(xiàng)費(fèi)用。
A：Does the card provide any other benefits? 這種卡有什么福利嗎?
B：You can also get a cash advance up to 1,000 dollars on this card. 使用這種卡你可以預(yù)支高達(dá)1000美元的現(xiàn)金。